Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Business Services
Running a business requires dependable financial services. UKFCU offers a range of solutions designed to help you maintain seamless operations to keep your business thriving.
Basic Business Checking
UKFCU's Basic Business Checking is the perfect fit for a small business, offering ease of use that lets you focus on what really matters—growing your business.
- $25 minimum to open
- No account maintenance fee
- No minimum balance
- No cost for up to 150 debit or credit items per month
- 24-hour debit card access
- E-alerts – text and email available
Business Plus Checking
When your small business is processing more transactions, UKFCU's Business Plus Checking delivers the best value.
- $50 minimum to open
- $10 account maintenance fee
- $5,000 average minimum balance to waive maintenance fee
- No cost for up to 250 debit or credit items per month
- 24-hour debit card access
- E-alerts – text and email available
Business Premium Checking
Business Premium Checking is the ideal product for well-established businesses with consistent revenue streams processing over 250 debit or credit items monthly.
- $100 minimum to open
- $20 account maintenance fee
- Earnings credit against fees for balances maintained
- $0.15/debit or credit item per month
- 24-hour debit card access
- E-alerts – text and email available
Business Savings
When you open a business savings account at UKFCU, you earn monthly interest when your balance is at least $100. Other benefits include:
- No monthly surcharge
- Direct deposit
- Overdraft protection on your business checking account
Business High Yield Savings
Earn up to 4.00% APY* on balances up to $25,000 with this market-leading savings account!
Account features
- Minimum initial deposit of $1,000
- No minimum balance
- No monthly maintenance fee
- Mobile & online access
- Direct deposit your savings
* Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
Visa® Business Card
UKFCU's Visa Business Card can be your reliable partner. It's flexible, helpful and can make your business life easier.
Card features:
- Low credit card interest rates
- Offers flexibility for business purchases
- 24/7 fraud and loss protection
- Extended warranty on purchased items
- Earn points in the CU Rewards® program
- And so much more
Small business or large, we're here for you.
Products and services designed to make every year a banner year.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UKFCU has contracted with CFS to make non-deposit investment products and services to credit union members.
Your financial wellbeing is our top priority.
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I love banking with the UKFCU! Employees are always friendly and have the information I need quickly. Stopped in last weekend for a certified check and I appreciated the care that went into the transaction. Can't say enough nice things about my banking experiences with them!
Leslie W.
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