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Credit Cards

When you need flexibility, a UKFCU Visa® credit card gives you the freedom to choose.

Keep more cash in your wallet with a UKFCU Visa® credit card. 

You'll get lower rates and no hidden fees...plus any interest you pay is invested back into the credit union and returned members in the form of lower loan rates and unique services.

All Credit Cards Include:

  • Low Interest Rates and No Annual Fee
  • Global Reach with Local Service
  • Convenient 24/7 Online Account Management
  • Emergency Cash if Your Card is Stolen
  • Travel Insurance
  • Warranty Protection on Purchases Made with the Card

Visa® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • And so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

Visa® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 11.49% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • And so much more

Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

Application and Solicitation Disclosure

Visa® Business Card

UKFCU's Visa Business Card can be your reliable partner. It's flexible, helpful and can make your business life easier.

Card features:

  • Low credit card interest rates
  • Offers flexibility for business purchases
  • 24/7 fraud and loss protection
  • Extended warranty on purchased items
  • Earn points in the  CU Rewards® program
  • And so much more

Additional Benefits

CU Rewards®

Earn CU Rewards points on every dollar you spend, which can be redeemed for a variety of exciting rewards, including gift cards and travel experiences.

Key features:

  • Automatically accumulate points on every purchase.
  • Choose from a wide selection of reward options.

Visa® Click to Pay

Make online shopping simple and secure. With Visa Click to Pay, paying online is effortless. Look for this icon at any Visa-accepting site and enjoy a faster, safer checkout experience.

Visa® Purchase Alerts

Visa offers you more tools for tracking your account your way. Enjoy near real-time alerts, more information, and more peace of mind with alerts from UKFCU powered by Visa.

Verified by Visa®

This free and easy service provides special security features when using your Visa credit card online.

Fast, easy balance transfers.

Got higher-interest credit card balances? Transfer them to your lower interest UKFCU credit card today and save more! Simply print, complete and submit the Balance Transfer Authorization form.

Manage your UKFCU Credit Card anytime.

UKFCU provides easy access to your credit card 24/7 by calling 866-820-4960. You can get balance information, transaction history or speak to a member representative. 

Payments can be made through Mobile Banking, Online Banking, or by mail to P.O. Box 37603, Philadelphia, PA 19101-0603. Payments can also be made through our 24/7 Convenient Online Account Management service (please note that you need to use a different email address from Online Banking to enroll).

For lost or stolen cards, call 800-449-7728.

Zero Credit Score with Banzai

A good credit score is essential to borrowing money! That credit score tells a lender how trustworthy you may be to responsibly pay back what you have borrowed. Get started today with the articles and modules through Banzai . Each are designed to help you understand how to build credit and to then manage and maintain a positive credit score. Once complete, our professionals will be notified.

Your financial wellbeing is our top priority.


  • I’ve been with UKFCU for twenty years! They always took care of all of my, and my family’s financial needs, with courtesy and professionalism. I would not change my bank for anything, we are like family!!! Thank you, UKFCU!!!

    Angelica R.
  • I love banking with the UKFCU! Employees are always friendly and have the information I need quickly. Stopped in last weekend for a certified check and I appreciated the care that went into the transaction. Can't say enough nice things about my banking experiences with them!

    Leslie W.
  • I have always been a fan of UKFCU, which is why I still bank there after 30 years. Their staff is friendly and well-trained; they try to do what you need or suggest ideas; they have enough branches that I can go to one without much extra driving; their loan rates are low; their mobile app is easy to use.

    Ginny G.
  • I came in when UKFCU was about to close, but they were still very kind and diligent! It was my first time ever opening a bank account so I really appreciated how quickly and smoothly everything went. I even got to learn a little bit about credit! Most of all, I was anxious about creating a bank account because I kept telling myself it means I’m growing up and there’s no going back. However, the staff at UKFCU were kind and VERY friendly and helpful in every way. All my worries were gone in seconds (not kidding)! So, thank you very much for making my presumed scary experience wonderful!

    Debbie I.

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You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
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