announcement Current Promotions

page New Checking Account + Direct Deposit = $200* for You!

At UKFCU, we're big fans of math. In fact, we're such big fans of math that we want to ask you a simple question: What do you get if you open a UKFCU Checking Account and add your Direct Deposit? Answer: You get $200*!

Earning your $200 bonus is easy! All you have to do is:

  • Open a new UKFCU Checking Account.
  • Contact your HR Department and move your Direct Deposit payroll to your new UKFCU Checking Account.
  • Complete three Direct Deposits totaling $3,000 or more within 95 days of opening the Checking Account.
  • And that's it!

Click below to get started today or visit one of our six branches!

Just use promo code: 200Better

Existing Members Open Account New Members Open Account

* Offer valid 4.15.24 – 12.31.24. New Member is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code 200Better. New member may not have had an existing checking account within the past 12 months. Membership Eligibility required. To earn the account bonus, the new member must meet the following requirements within 95 days of account opening: (1) new account receives at least three regularly reoccurring payroll Direct Deposits totaling at least $3,000; (2) member account must be above $0.00 at time of bonus payment. If all qualifications are met, funds will be deposited into the primary checking account within 7 business days of completion. Bonus funds may be considered 1099-MISC taxable; consult your tax professional. Minimum deposit of $25 required to open Prime Share account. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Please see a representative for additional details. Federally insured by NCUA.

check Open Student Checking Account. Get a 40oz Stanley Tumbler!

As the Official Credit Union of the University of Kentucky, we understand that students need a little extra support. That's why we created Smart Checking for Students, which includes all the benefits of our UKFCU Checking Account with some additional perks!

And one of those perks is a 40oz UKFCU-branded Stanley*!

Scoring your Stanley is easy! All you have to do is:

  • Open a new UKFCU Student Checking Account.
  • Complete 20 separate debit card transactions within your first 60 days.
  • And that's it!

Click below to get started today or visit one of our six branches!

Just use promo code: StanleyStudent

Existing Members Open Account New Members Open Account

* Offer valid 3.18.24 - 6.01.24. Individual opening account is required to open a new Student Checking account with promo code StanleyStudent to qualify for the promotion. Individual must not have had an existing UKFCU checking account within the past 12 months. To earn account bonus, account holder must complete 20 debit card transactions within 60 days of account opening. Once requirements are met, the account holder will be contacted to pick up their promotional 40oz Stanley Tumbler at a branch location of their choice. If Stanley Tumbler supplies are exhausted, UKFCU will present an alternative cash bonus of $58.75 – equivalent amount of tumbler bonus. Bonus funds will be deposited after requirements are met within 60 days of account opening. Funds may be reported as 1099-MISC. Consult your tax professional. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Minimum Deposit of $25 required to open Prime Share. Please see a representative for additional details. Membership Eligibility required. Federally insured by NCUA.

page SPECIAL SAVINGS CERTIFICATE RATES!

Grow your money without the risk!

For a limited time only, enjoy special rates on Savings Certificates. There's never been a better time to start planning ahead and saving.

5.00% APY* for a 9-Month Savings Certificate
4.25% APY* for a 5-Month Savings Certificate

Open an account online or visit one of our six branch locations today!

Existing Members Open Here New Members Open Here

*Annual Percentage Yield. Membership eligibility required. $1,000 minimum balance required to open certificate and earn stated APY. Rates are current as of 5.28.24. Fees may reduce earnings. Early withdrawal penalties may apply. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.

clockwise Skip-A-Pay!

When life's unexpected expenses arise, or you need a little family getaway, Skip-A-Pay is here for you!

Members may skip one loan payment, except on mortgages and credit cards, in a rolling calendar year for each loan they have with UKFCU.

To be eligible:

  • Members must be in good standing on all accounts
  • Loan must be open for at least three months

A $29.00 fee will be charged to Skip-A-Pay. Please call 859.264.4200 for more details.

Fill out a Skip-A-Pay form (PDF) today!

bank Investments with CUSO Financial Services

When it comes to your lifetime investments, you want to rely on someone you can have confidence in.

UKFCU investment services through CFS* help you make the most of your investment so you can live life to the fullest when it matters.

  • Advisory Investment Accounts
  • Financial Planning
  • Investment Strategy
  • Pre-and Post-Retirement Planning
  • And Much More!

Meet the Team

*Non-deposit investment products and services are offered through Cuso Financial Services, LP ("Cuso Financial") ("CFS") a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial are not NCUA/NCUSIF or otherwise insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment representatives are registered through CUSO Financial. The Credit Union has contracted with CUSO Financial for Investment services. Atria Wealth Solutions, Inc. ("Atria") is not a registered broker-dealer or Registered Investment Advisor. CUSO Financial is a subsidiary of Atria.