announcement Promotions for September

bookmark Student Checking

Going to College, smart. Opening a UKFCU SMART Checking Account, genius. Open an account and receive a $25 Gift Card*, and enjoy:

  • No minimum balance 
  • No monthly maintenance fees
  • Instant-issue debit card
  • 65,000+ fee-free ATMs
  • Mobile & Online Banking
  • Apple & Google Pay
  • A branch located conveniently on campus

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*Offer valid through 9/30/21. Must open a brand new student checking account to qualify for promotion. Membership eligibility required. Savings account with $25 minimum balance required to establish membership. Member must be 18 or older to qualify for promotion. Member must show proof of student status at a secondary educational institution (college or equivalent) to be eligible for promotion. $25 gift card will be distributed electronically. UKFCU is not responsible for any lost or deleted email communication in regard to the gift card details. gift card will be emailed to member within (5) business days of account opening. Promotion will be limited to one gift card per student. Restrictions apply, see 

car Low-Rate Auto Loans

Once you’ve decided on the right car or truck, the next step is finding the right automobile loan. UKFCU makes the decision quick and easy with great low auto loan rates and options such as:

  • UKFCU auto loans sign and drive program - apply for your auto loan on the spot at the auto dealership, then simply drive away and enjoy your new car!
  • Refinance your auto loan - there's no cost to refinance, and it's as easy as 1-2-3, so refinance your auto loan and start saving today!
  • PLUS a 1% rebate when you refinance!*

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*All auto loans subject to credit approval and loan requirements. 1% Rebate applies to refinanced auto loans only. Existing UKFCU auto loans not eligible. 1% Rebate only applies to auto loan refinances. Minimum loan amount of $5,000 to qualify for promotion. Savings account with $25 minimum balance required with membership. 1% rebate of amount refinanced, up to $1,000.  Rebate will be deposited directly to member’s savings/share account and may be tax reportable. Additional conditions may apply. Call 800.234.8528 for details.

creditcard Transfer Your Credit Card Balance

Lost track of your spending? Take out the stress and transfer your credit card balance to a new VISA Signature credit card!

  • Enjoy Low Rates*
  • No Annual Fee
  • 1% Cash Back
  • No Balance Transfer Fee
  • Emergency cash if card is stolen

Click below to learn more and review all the benefits our VISA Signature Card has to offer!

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 *Member eligibility required. Savings account with $25 minimum balance required to establish membership. Rates for Visa Signature card are variable, subject to credit approval and vary based on creditworthiness and qualifications. Visa Signature card rates vary from 9.74% to 16.49% APR (Annual Percentage Rate) based on the Prime Rate and your creditworthiness. No Balance transfer fee when transferring a new balance to a UKFCU Visa Signature card.

home Flexible Home Equity Line of Credit (HELOC)

  • Rates as low as 3.00% APR*
  • Home improvements
  • College tuition
  • Debt consolidation
  • Funds can be accessed by check, Mainline, Online Banking, or in person

Apply Now

*Annual Percentage Rate (APR) and subject to change. Member eligibility required. Savings account with $25 minimum balance required to obtain loan. Home Equity Line of Credit as low as Prime minus one, with a floor of 3.00% APR. Rate is variable. If loan is paid in full in less than 3 years and line of credit is closed. member will be required to pay closing costs of approximately $600 to UKFCU. Eligibility for both home equity loans and home equity lines of credit requires that your home is owner-occupied and located in Kentucky. Consult your Tax advisor for possible tax benefits. APR is based on credit history and subject to change. If this is investment Real Estate, you will need to apply for a Business HELOC. Click here for Business Lending.