
Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
We're all saving for something. But what if you could save FOUR something? At UKFCU, we want you to reach your savings goals faster. And that's why we created our High Yield Savings Account, offering as high as 4.00% APY*!
That's right! As high as 4.00% APY! That's almost 10 times the national average** savings rate!
Plus, there are no monthly fees, no minimum balance and you can access your money whenever you want!
So are you ready to save FOUR something? Click "Open an Account" to get started today or visit one of our seven branches!
High Yield Savings Account Benefits
In addition to offering a savings rate almost 10 times higher than the national average**, our High Yield Savings Account offers various other benefits, including:
Get started today with a minimum opening deposit of $1,000 and start saving FOUR something!
Click below to open your High Yield Savings Account or visit one of our seven branches!
Live your best financial life with UKFCU.
Products and services designed for your goals.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
* Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
** NATIONAL AVERAGE: National Average APY is based on the “Savings/National Deposit Rates" line item on the “National Rates and Rate Caps” list provided by the Federal Deposit Insurance Corporation (FDIC) as of 12/16/24. FDIC data is obtained from public sources; accuracy and completeness is not guaranteed. FDIC is not liable for reliance on the data.
Login below using your online baking credentials to open an account
You will need the following information in order to complete the application: