Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Effective Date: 9/21/2023
| Amount Financed | Annual Percentage Rate (APR) |
|---|---|
| New/Used Vehicle - Terms 75 months or less | As low as 5.74% APR* |
| New/Used Vehicle - Terms 76 months or greater | As low as 6.74% APR* |
| New/Used Motorcycle | As low as 7.74% APR** |
| New/Used ATV/UTV | As low as 8.24% APR** |
| New/Used Boat/Jet Ski/RV - 72 months or less | As low as 6.99% APR** |
| New/Used Boat/Jet Ski/RV - 73 months or greater | As low as 7.74% APR** |
*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% Buy-Down Program discount and no additional discount is available beyond these rates. Terms and conditions may apply. Rates are effective as of 9/21/23. Rates available are subject to credit approval and subject to change without notice.
** Annual Percentage Rate. Terms and conditions may apply. Rates available are subject to credit approval and subject to change without notice. Rates are effective as of 9/21/23.
Effective Date: 12/19/2024
| Loan Type | Annual Percentage Rate |
|---|---|
| First Mortgage | Contact a Mortgage Representative for rate details |
| Fixed Home Equity Loan | As low as 7.24% APR* |
| Home Equity Line of Credit (HELOC) | 6.50% APR** |
*Annual Percentage Rate. All rates are subject to credit approval, terms and subject to change without notice. Rates are effective as of 12/19/24.
**Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00% APR. Terms and conditions may apply. Rates are effective as of 12/19/24.
Effective Date: 12/19/2024
| Card | Grace Period | Annual Fee | APR | Current APR |
|---|---|---|---|---|
| Visa® Platinum | 25 days | $0.00 | As low as Prime + 3.99% APR* | 11.49% APR* |
| Visa® Signature Card | 25 days | $0.00 | As low as Prime + 6.49% APR* | 13.99% APR* |
* Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.
Effective Date: 12/19/2024
| Loan Type | Annual Percentage Rate |
|---|---|
| Signature/Unsecured | As low as 11.49% APR* |
| Vacation | As low as 9.99%. APR* |
| 100% Share Secured | As low as 3.00% APR* |
| Certificate Secured | 3.00% APR* above the Share Certificate dividend rate |
* Annual Percentage Rate. All rates are subject to credit approval, terms and subject to change without notice. Rates are effective as of 12/19/24.
Effective Date: 12/19/2024
| Loan Type | Annual Percentage Rate (APR) |
|---|---|
| Overdraft Protection | As low as 10.99% APR* |
*Annual Percentage Rate. All rates are subject to credit approval and subject to change without notice. Rate is effective as of 12/19/24.
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