Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Get a personal loan that gives you the freedom to do more.
Signature Personal Loans
The perfect loan for consolidating high-interest debt, an important event, or whatever you want.
Features:
- An interest rate tailored to your creditworthiness
- Up to 60 months for repayment
Benefits:
- Enjoy the convenience of an unsecured loan
- Flexibility to use the funds the way you want to
Vacation Loans
Ready to pack your bags? Apply for a UKFCU Vacation Loan today and enjoy our low rates.
Features:
- Borrow from $1,000 to $2,500
- 12-month repayment terms
Monthly Payment Examples:
- Borrow $1,000 with payments as low as $88 a month
- Borrow $1,500 with payments as low as $132 a month
- Borrow $2,500 with payments as low as $220 a month
Share Secured Personal Loans
Borrow against your own share savings or savings certificates.
Features:
- Loan is secured with your UKFCU savings on deposit
- Up to 120-month term
Benefits:
- No credit check required since you're borrowing from yourself
- Access your savings as you make progress on loan repayment
CreditSMART Loans
A UKFCU CreditSMART loan can help you establish credit and brighten your financial future.
Here's how it works:
- Borrow a minimum of $1,000 with a term of 12-24 months.
- Funds are placed into an interest-bearing savings account.
- Withdraw funds as you need them or leave them to earn more interest.
- Make monthly payments until the loan is paid off.
Student Loans
A student loan from UKFCU can help you reach your educational goals.
Features:
- Lower student loan rates
- No origination fees
Benefits:
- Flexible repayment options
- Covers what financial aid and federal loans don't
Live your best financial life with UKFCU.
Products and services designed to keep you on the right path.
When your home's equity is idle...
...make it work with a UKFCU home equity loan or HELOC.
Deposit checks, anywhere, anytime.
Avoid long lines. Use Mobile Checking to deposit checks with your smartphone.
Mindful Money
Boost your financial knowledge and wellness when you visit our money-mindful blog.
Take a breather with Skip-a-Pay.
Skip-a-Pay lets you take time off from a monthly payment.
Your financial wellbeing is our top priority.
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I’ve been with UKFCU for twenty years! They always took care of all of my, and my family’s financial needs, with courtesy and professionalism. I would not change my bank for anything, we are like family!!! Thank you, UKFCU!!!
Angelica R. -
Have been with ukfcu for a few years now & just recently met with a financial services officer Issam for a car loan. He made the process simple & smooth. Very professional answered any and all questions. Communication is excellent will recommend him every time. Huge shoutout to him!!!
Magalie C. -
As always, UK Federal credit union provided professional assistance when we needed to finance a car. It was fast and easy.
Von W. -
UK Federal Credit Union has always been there to help me finance cars and my house. I recommend it for anyone who is looking for a bank that will work with you.
Richard M.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
Quick Links
Getting you where you want to go.
