Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Member Benefits
UKFCU membership isn't just about banking; it's about getting the most out of your money. Enjoy special offers and discounts when you join.
TruBlue Pricing
Loyalty. Those seven letters have been the driving force behind our growth from the few professors who started our Credit Union in 1937 to the over 108,000 members we have today. Our members show their loyalty to UKFCU in all sorts of ways - from using our checking accounts for their everyday banking to getting loans for their homes or cars to investing for their retirement. And for the members who have been so loyal to us, we want to show our loyalty to them with TruBlue Pricing!
With TruBlue Pricing, we're offering UKFCU members with a checking**, loan** or investment** relationship a bonus 0.25% APY* on Savings Certificates so that their money can work even harder in the months and years ahead. It's our way of saying thanks to the members who've helped us get where we are today!
Click "Open a TruBlue Certificate" and get the rewards that you deserve!
* Annual Percentage Yield. Rates are current as of 1.9.25. Membership eligibility is required, $1,000 minimum balance required to open certificate and earn stated APY. Fees may reduce earnings. Early withdrawal penalties may apply. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
** TruBlue Pricing Promotion: TruBlue Pricing applies to members who qualify for TruBlue Membership. TruBlue Members will receive a 0.25% increase on the APY for the initial term of any qualifying certificate or IRA certificate, excluding Bump-Rate Certificates. TruBlue Membership requires the member to meet one of the following criteria:
i. An Active Checking or Money Market Account
Active and in good standing, defined as not dormant and the account balance is $0.00 or greater
Opened for 30 days or more
ii. A Loan Relationship
Excludes Student and Credit Card Loan relationships
Existing and active lines of credit
Loans must be in good standing, defined as less than 40 days past due or delinquent
iii. An Investment Client
TruStage
TruStage is the trusted choice to help protect what matters most. Get an insurance policy that's designed to be affordable.
Features/Perks
- Insurance coverage to fit your budget
- No-cost accident coverage for members
- Low-cost General Life Insurance
- Auto & Home Insurance
Tax Filing Benefits
File your taxes quickly and easily while saving money. UKFCU members get exclusive discounts on tax filing products and services.
Features/Perks
- A discount of up to 20% on TurboTax federal products
- Savings of up to $25 on H&R Block®'s in-office tax prep services
Love My Credit Union® Rewards
With this rewards program, credit union members get more for less.
Features/Perks
- Exclusive discounts and pricing for credit union members
- Save on recreational vehicles, home tech support, financial software, and more
Liberty Mutual®
Enjoy special savings on your auto and home insurance from Liberty Mutual®.
Features/Perks
- Save 12% or more with an online purchase*
- Pay for only the coverage you need
*Discount applies to 12% on average of auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.
Home Buying Concierge
UKFCU has teamed up with SWBC Mortgage Corporation, a top-rated lender, to provide our members with exceptional mortgage services.
Features/Perks
- A dedicated, licensed mortgage loan officer to explain options and answer questions
- A wide variety of financing options to choose from
- Access to Orchard1, a real estate agent matching service, that may offer you a rebate on the sales price2.
1The agent matching service is provided by Orchard. Orchard is a licensed real estate brokerage and will receive compensation in connection with the purchase and sale of real estate (see Terms of Use). Orchard and its agents are not affiliated with SWBC Mortgage Corporation or your Credit Union. Orchard is an Equal Housing Opportunity provider.
2Rebate gives up to .5% of the purchase price of the home back to the member at close for eligible members. Rewards are limited in some states. Not available in AK, IA, OK, or MI.
Debt Management Services
We've partnered with the non-profit agency Trinity Debt Management to counsel and work with individuals and families experiencing debt problems. Whatever the form of debt, Trinity can help.
Features/Perks
- Become debt-free
- Save thousands
- Lower your payments
- Take control of spending
CURewards®
Earn CU Rewards points on every dollar you spend with a UKFCU credit card, which can be redeemed for a variety of exciting rewards, including gift cards and travel experiences.
Features/Perks
- Automatically accumulate points on every credit card purchase.
- Choose from a wide selection of reward options.
Live your best financial life with UKFCU.
Take a breather with Skip-a-Pay.
Skip-a-Pay lets you take time off from a monthly payment.
Love banking with us?
Join the UKFCU team and love your career, too.
Get some rate relief today.
With UKFCU's low credit card rates, you'll keep more money where it belongs...in your pocket.
Earn as high as 4.00% APY* with the High Yield Savings Account!
You're going to need a bigger piggy bank.
Your financial wellbeing is our top priority.
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I’ve been with UKFCU for twenty years! They always took care of all of my, and my family’s financial needs, with courtesy and professionalism. I would not change my bank for anything, we are like family!!! Thank you, UKFCU!!!
Angelica R. -
I love banking with the UKFCU! Employees are always friendly and have the information I need quickly. Stopped in last weekend for a certified check and I appreciated the care that went into the transaction. Can't say enough nice things about my banking experiences with them!
Leslie W. -
I had a great experience! I worked with Kobe Henderson. He was beyond friendly and easy to work with! I have accounts with 3 other banks and wanted to restructure some loans. UK Federal Credit Union beat the terms and interest rates by 2 full points than my other banks. This allowed me to free up some cash flow to pay down on the principle balance. I couldn’t be happier!!!
Ben C.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
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