Pay Now with PayPoint

With PayPoint you can pay now, as in right now, even with funds at another financial institution. Pay your UKFCU loans and credit cards conveniently and securely with a Visa® or Mastercard® debit card or by electronic check.

It's easy, convenient and fast. Pay now and enjoy peace of mind.

To pay now, you'll need:

• Your UKFCU 10-digit member number
• 4-digit loan ID or 16-digit UKFCU credit card number
• The last four SSN numbers belonging to the primary member associated with the loan account

• No minimum payment amount required
• This service is for current loan payments only and cannot accept early payments or additional principal payments
• Payment cap is $2,500 per transaction with a $10,000 cap per day
• Loans more than 45 days past due will not be eligible for PayPoint processing on the website
• Loans with a payment amount over $2,500 should contact a representative for more details

Current business day cutoff time is 5 PM EST for PayPoint, excluding federal holidays. Anything received after 5 PM will be processed on the next business day. Verification of payment received will be sent to the email address provided in PayPoint. UKFCU offers other methods of payment such as Online Banking, Mobile Banking, ACH, check payment and internal transfers with later cutoff times available*.

By Phone: Speak to one of our friendly representatives by calling 859-264-4200 or toll free at 800-234-8528.

Online & Mobile Banking: Sign up for our Online Banking and Mobile Banking services to transfer money, make payments, and get 24/7 access to your accounts.

* Please see a UKFCU representative for additional fees and restrictions that may apply. You may contact us by visiting one of our seven branch locations, calling 859-264-4200 or by email at [email protected]. Fees may be assessed for loan payments made over the phone by debit card. There is no fee for electronic ACH payments.