Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Dedicated help with your homebuying journey.
University of Kentucky Federal Credit Union has partnered with SWBC Mortgage Corporation*, a top-ranked mortgage lender, to manage your home loan process for us. Through this partnership, you not only get a wide variety of financing options, but you also get a dedicated, licensed mortgage loan officer to explain your options, answer your questions, and provide current mortgage rates.
Mortgage services we offer include:
- Purchase
- Refinance
- Fixed Rates
- Conventional & Jumbo
- FHA, VA & USDA
Ready to get pre-qualified for your home loan?
Here's what you'll need to provide:**
- A copy of your driver's license
- Two (2) years' worth of W-2s
- Three (3) most recent pay stubs
- Two (2) months of bank statements (all pages)
- Two (2) years of federal tax returns (if self-employed)
** Other documentation may be required for home loan approval.
Meet UKFCU's Mortgage Representative
First mortgage services for credit union members provided through our partner SWBC Mortgage Corporation, NMLS #9741, check licensing at www.nmlsconsumeraccess.org. Loans subject to credit and property approval, restrictions and conditions may apply. Not all loan programs or loan amounts available in all areas. Programs and guidelines subject to change without notice. Corporate office: 9311 San Pedro Ave., Ste. 100, San Antonio, TX 78216. © 2025 SWBC. All rights reserved.
But first! Use our simple mortgage calculators.
Before you lock yourself into a mortgage, you need to make sure you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We have mortgage affordability calculators for you to determine the preliminary answers. Plug in your figures and see if it all adds up.
Homebuying Concierge
Through our partnership with SWBC, we're also able to offer members access to Orchard. Orchard is a member benefit that simplifies your home-buying journey. If you're not yet working with a real estate agent, the Orchard Concierge can introduce you to top-performing agents in your area who specialize in the home type and the neighborhood you are shopping. Eligible borrowers can receive up to 0.5% of the sales price after closing (e.g., $1,500 on a $300,000 home).
Please note: UKFCU does not receive any compensation for members following links to SWBC’s website. For full disclosures on the Homebuying Concierge program, please click the link below.
Access Your Home Loan
Already have a home loan with UKFCU?
- Make a loan payment
- Review your payment history
- Speak with a representative
Your goals + our loans = One big step forward
Whether it's a new home, a second car or three kids in college, we've got your loan solution.
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