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Business Lending

Small business or large, UKFCU is there for you.

Sometimes to build a better business, you need extra capital.

A business loan from UKFCU can help you whether you're an entrepreneur or you've been a fixture in the community. With a business loan, you can:

  • Purchase inventory and equipment
  • Use funds for operational expenses
  • Acquire another business or expand an existing one
  • Enjoy better cashflow for everyday expenses

UKFCU offers a fast and easy business loan process for qualified businesses. We're here to help you with the financial details so you can focus on growth and achieving success.

For more information about business loan options, please fill out our brief Online Business Loan Inquiry form. Note: This is not an application, but an inquiry to get the loan process started.

What you'll need when you apply.

Before you start a business loan application with UKFCU, please gather the following documentation:

  • Three years of your most recent personal tax returns with schedules and statements
  • Three years of your most recent business tax returns with K-1s and statements (if applicable)
  • Most recent year-end profit & loss statement and balance sheet (if applicable)
  • Pro forma statement (for new businesses)
  • Personal financial statement signed and dated with any applicable debt schedules and/or rent rolls

Meet Lee Jackson, Commercial Relationship Officer

Lee JacksonSince joining the UKFCU team in 2015, Lee Jackson has specialized in commercial lending and correlating it with financial success. Lee began his career in 1995, as Retail Branch Manager for a Lexington, KY-based federal credit union. From there, Lee developed his role into a 15+ year career as Vice President & Loan Manager and Dealer Specialist, before transitioning to Business Lending.

Lee holds a B.A. in Organizational Management from Midway College. It's Lee’s mission to give businesses his guidance and support, and lead them to the right financial education and options essential to their success. 

Contact Lee at [email protected] or by phone at 859-264-4278.

Meet Bradley King, Commercial Relationship Officer

Bradley King

Before Bradley King went into banking, he knew he wanted ample opportunities for learning, growth, and to make an impact. He realized banking allowed him to do just that, and learned from successful mentors. Even as an experienced Business Banking Sales Manager, Bradley still learns something new every day. "Real-world experience is an important element of success in business banking, as are intentional learning, a commitment to continuous improvement, and the ability to be nimble."

"I cherish the connections I have built with customers," he said when asked what he loves about his work. "In an industry as relationship-driven as business banking, you are always establishing new connections which allow you to grow your knowledge and implement new strategies to approach challenges as opportunities."

Contact Bradley at [email protected] or by phone at 859-264-4143.

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Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
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