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The cost of higher education is continuously rising and financial aid and federal student loan funding does not always cover the total cost of college. UKFCU offers a better way to pay for college with student loans designed just for you. 

We partnered with other credit unions to form Credit Union Student Choice. Our members have access to lower cost student loan financing options with lower student loan rates, zero origination fees and more flexible repayment options. 

Let UKFCU help you achieve the dream of higher education with low-rate, flexible student loans.

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alert Information Regarding Student Loans During COVID-19

Impacted by the Coronavirus?

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know what your well-being and financial needs are our top priorities. With that in mind, we have taken steps to ensure that you have access to the student loan account services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information. You can make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865)

Personalized Support

If you have additional questions regarding your student loan account or are experiencing difficulties with repayments, please call 800-723-2210 to speak with a servicing agent.

The CARES Act was passed in response to events related to the Coronavirus pandemic and includes broad relief measures for federal student loan borrowers. If you have questions around repayment, or are considering refinancing your federal student loans, please make sure to review these measures at to understand your options.

Additional Resources:

Navigating the college planning process during the covid-19 pandemic:

Federal student loan information for existing college students:

Student Choice's College Access Counselor: Free one-on-one guidance for families and students with any questions related to financing, deadlines, etc: