Pay My Loan Locations Contact Us Join

Get 0% APR* for 12 Months on 
Balance Transfers!

Stretch your money in 2025!

Credit card balances can leave you feeling stretched, but what if you could stretch it right back? 2025 is your year to take control and leave those high-interest balances behind!

For a limited time, we are offering you the opportunity to transfer those high-interest balances to a new** UKFCU Visa Signature or Platinum Credit Card and enjoy 0.00% APR* for 12 months!



Transferring your balance is easy!

All you have to do is:

Visit us in one of our seven branches

OR

Call us at 859.264.4200




Transfer to one of these cards:

Visa® Platinum Card*

Get a lower rate that's just right for members who carry a balance month-to-month...with awesome perks to boot!

Card features:

  • Rates as low as 11.49% APR**
  • Travel & accident insurance coverage up to $500,000
  • Earn points in the CU Rewards® program
  • 24/7 fraud and loss protection
  • And so much more

Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

Application and Solicitation Disclosure

Visa® Signature Card*

It's the cash-back credit card that's a great choice for members who pay their balances in full each month.

Card features:

  • 1% cash back on purchases
  • Rates as low as 13.99% APR**
  • Travel & accident insurance coverage up to $500,000 
  • Trip delay coverage, $100/day up to $300
  • Trip cancellation/interruption coverage up to $3,000
  • And so much more!

* Visa Guide to Benefits

**Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 12/19/24.

+ Application and Solicitation Disclosure

Become a UKFCU member today.

When you meet our qualifications, opening a membership is easy and you can join online.

* APR = Annual Percentage Rate. Balance transfers and convenience checks processed by March 1, 2025, up to your available credit limit, will receive the stated promotional APR and will remain in effect for 12 months after the first transaction. Following the special offer period, your APR will be a rate that varies with the market, based on the Prime Rate. Balance transfers processed after March 1, 2025, will receive the standard APR for merchandise. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. This Balance Transfer promotion may not be used to pay off or pay down amounts you owe to University of Kentucky Federal Credit Union. All existing payment terms apply. Rates are subject to change. Transfer Fee required. This Fee is 3% of the entire dollar ($) amount transferred to the account.

** The Balance Transfer promotion applies to NEW CARDS only. 

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started