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Welcome Home Funds

Thanks to the Federal Home Loan Bank of Cincinnati's Welcome Home Program, you could receive a grant of up to $20,000 to help make homeownership a reality!

Get up to $20,000 towards your dream home!

Eligible homebuyers can receive up to $20,000 in grant assistance to help cover down payment and closing costs. This assistance does not need to be repaid and can be used toward a primary residence such as a single-family home, townhome, condo, or multi-family property (up to four units).

Applications open on April 6th and funds are dispersed on a first come, first-served basis.

Who qualifies for assistance?

You may be eligible if:

  • Your total household income is at or below 80% of area limits.
  • You're buying or building a primary residence. 
  • You contribute at least $500 of your own funds towards down payment or closing costs.
  • You meet basic mortgage qualification criteria with a participating lender.

Meet Our Mortgage Team

Linda Helm

Mortgage Loan Originator

Apply with Linda

Doug Eversole

Mortgage Loan Originator

Apply with Doug

Become a UKFCU member today.

When you meet our qualifications, opening a membership is easy and you can join online.

UKFCU Mortgage Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 1730 Alysheba Way, Lexington, KY 40509. NMLS 491194 (www.nmlsconsumeraccess.org)

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started