Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
We don't just have University of Kentucky in our name for fun. Founded in 1937 by UK Department of Agriculture professors, our Credit Union began at UK and still strives to provide UK employees with quality financial services.
As the Official Credit Union of the University of Kentucky, we want to show our commitment to every UK employee. And what better way to show that commitment than by giving you $400*! All you have to do is open a new UKFCU Checking Account and add your Direct Deposit!
Earning Your $400* Bonus is Easy!
All you have to do is:
- Open a new UKFCU Checking Account and earn $100.
- Contact your University Financial Services and move your Direct Deposit payroll to your new UKFCU Checking Account.
- Complete three Direct Deposits totaling $3,000 or more within 95 days of opening the Checking Account to earn the remaining $300.
- And that's it!
Click "Join Today" to get started today or visit one of our seven branches!
Just use promo code: GROWBIGBLUE
UKFCU Checking Account Benefits
Your UKFCU Checking Account includes features that allow you to manage your money, your way. On-the-go, online, or at one of our conveniently located branches, you have the flexibility that fits your lifestyle.
UKFCU Checking Account benefits include:
- No Minimum Balance Required
- No Monthly Service Charge
- Mobile Banking
- Online Banking
- Online Bill Pay
- Instant-Issue Visa Debit Card (9 Designs Available)
- Over 65,000 Fee-Free ATMs
- Apple Pay and Google Pay Available
- First Box of Checks at No Charge
- Overdraft Protection
- e-Statements Available
- A $100 Account Opening Bonus!
Plus, transfer your Direct Deposit and get another $300*!
Steps to Set Up Direct Deposit
All you have to do is:
- Find the UKFCU Routing Number (hint, it's 242176129).
- Find your UKFCU Account Number by logging into your Online or Mobile Banking and selecting your desired account. From there, you can find your full Account Number behind the "Details and Settings" tab.
- Find a Payroll Administrator at UK and ask them to assist you in finding the form or webpage to update your Direct Deposit to UKFCU!
- And that's it! After three Direct Deposits*, the additional $300 will be yours!
Click "Join Today" to get started today or visit one of our seven branches!
Just use promo code: GROWBIGBLUE
Visit us at our campus branch!
Need help getting started or need to visit us in person? See a team member at our branch located in the Gatton Student Center!
Live your best financial life with UKFCU.
Products and services designed for your goals.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
* Offer valid 1.2.25 – 12.31.25. UK employee is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code GROWBIGBLUE. Member may not have had an existing checking account within the past 12 months. Membership Eligibility required. The member will receive $100 on account opening (which will be deposited into the Checking Account within 7 business days) and must meet the following requirements within 95 days to earn the remaining $300 bonus: (1) member completes 30 or more debit card transactions; (2) new account receives at least three regularly reoccurring payroll Direct Deposits totaling at least $3,000; (3) member account must be above $0.00 at time of bonus payment. If all qualifications are met, the remaining $300 bonus will be deposited into the primary checking account within 7 business days of completion. Bonus funds may be considered 1099-MISC taxable; consult your tax professional. Minimum deposit of $25 required to open Prime Share account. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Please see a representative for additional details. Federally insured by NCUA.
