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Student Rewards Account Conversion

Upgrade to a Student Rewards Account and get 5% cashback* every day.

As a loyal UKFCU member and Smart Checking for Students Account holder, we're very grateful that you've chosen us for your banking needs. So grateful in fact, that we want to give you the opportunity to earn 5% cashback* on all debit purchases!

As a part of our ongoing efforts to provide better banking, we have created the Student Rewards Account, which gives eligible members 5% cashback on all debit card swipes, along with NO overdraft fees! More cashback and less fees, exclusively for students aged between 13 and 25. What's not to love?

Ready to upgrade your account? All you have to do is call 859.264.4200 or visit one of our seven branches!

Upgrading your account is easy!

All you have to do is:

UKFCU Student Rewards Account Benefits

Your UKFCU Student Rewards Account includes features that allow you to manage your money, your way. On-the-go, online, or at one of our conveniently located branches, you have the flexibility that fits your lifestyle.

The Student Rewards Account is open to students aged between 13 and 25 and includes the following benefits:

  • 5% Cashback on All Debit Card Purchases
  • No Overdraft Fees
  • No Monthly Service Charge
  • Online and Mobile Banking
  • Apple Pay and Samsung Pay 
  • Over 65,000 Fee-Free ATMs
  • Instant-Issue Visa Debit Cards
  • No Minimum Balance
  • Online Bill Pay and Mobile Deposit
  • Direct Deposit Access
  • e-Statements

Don't you want to start earning 5% rewards on all debit card swipes?

Call 859.264.4200 or visit one of our seven branches!

We're more than just Checking and Saving Accounts.

At UKFCU, we offer solutions for all of your financial needs, including:

Mindful Money

Check out our content library to stay educated and informed about money topics important to you.

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started