car Vehicle Loan Rates

*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Terms and conditions may apply. Rates are effective as of 11/8/22. 

Amount Financed Annual Percentage Rate (APR)
New / Used Vehicle - Terms 75 months or less As low as 5.99% APR*
New / Used Vehicle - Terms 76 months or greater As low as 6.74% APR*
New / Used Motorcycle As low as 7.74% APR*
New / Used ATV / UTV As low as 8.24% APR*
New / Used Boat / Jet Ski / RV - 72 months or less As low as 6.99% APR*
New / Used Boat / Jet Ski / RV - 73 months or greater As low as 7.74% APR*

creditcard Credit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 11/8/22. Application and Solicitation Disclosure (PDF)

Card Grace Period Annual Fee APR  
Visa Platinum 5 Days $0.00 As low as Prime + 3.99% APR* Currently: 10.99% APR*
Signature Card 5 Days $0.00 As low as Prime + 6.49% APR* Currently: 13.49% APR*

redirect Loans

*Annual Percentage Rate. All rates are subject to credit approval, terms and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00% APR. Terms and conditions may apply. Rates are effective as of 11/8/22. 

Loan Type Annual Percentage Rate (APR)
First Mortgage Contact a Mortgage Representative for rate details
Fixed Home Equity Loan As low as 7.24% APR*
Home Equity Line Of Credit
Signature/Unsecured As low as 11.49% APR*
Holiday / Vacation
Overdraft Protection
100% Share Secured As low as 3.00% APR*
Certificate Secured 3.00% APR* above the Share Certificate dividend rate

charts IRA Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 10/03/2022 and are subject to change. For full disclosures, click hereCD Rates Disclosure.

Period Minimum Balance Dividend Payment Dividend Rate APY
6 Months $1000.00 At Maturity 2.00% 2.00%
9 Months $1000.00 At Maturity 3.00% 3.00%
1 Year $1000.00 At Maturity 2.50% 2.50%
16 Months $1000.00 Annually 4.00% 4.00%
18 Months $1000.00 Annually .80% .80%
2 Year $1000.00 Annually 2.35% 2.35%
32 Months $1000.00 Annually 4.50% 4.50%
3 Year $1000.00 Annually 2.75% 2.75%
4 Year $1000.00 Annually 2.75% 2.75%
5 Year $1000.00 Annually 2.85% 2.85%

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 10/3/22 and are subject to change.
Truth in Savings Disclosure (PDF)

Account Type Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
Senior Share $100.00 Monthly .10% .10%
Club Accounts $.01 Monthly .10% .10%
IRA Accounts $.01 Monthly .10% .10%
Prime Share $100.00 Monthly .05% .05%

analytics Money Market Accounts

*Annual Percentage Yield. Rates available as of 11/01/22 and are subject to change.
Truth in Savings Disclosure (PDF)

Minimum Balance to earn Dividends Dividend Rate APY
$1,000 - $9,999.99 Monthly .35% .35%
$10,000 - $24,999.99 Monthly .50% .50%
$25,000 - $49,999.99 Monthly .60% .60%

$50,000 +

Monthly .70% .70%
$100,000 Monthly .80% .80%

 


percent Step Rate Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 11/28/2022 and are subject to change. For full disclosures, click here
CD Rates Disclosure

Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1000.00 Monthly 2.32% 2.35%
2 Year $1000.00 Annually 2.35% 2.35%

newspaper Regular Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 11/28/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure

Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1000.00 At Maturity .25% .25%
6 Months $1000.00 At Maturity 1.98% 2.00%
9 Months $1000.00 At Maturity 2.96% 3.00%
1 Year $1000.00 Monthly 2.47% 2.50%
1 Year $1000.00 At Maturity 2.50% 2.50%
16 Months $1000.00 Monthly 3.92% 4.00%
16 Months $1000.00 Annually 4.00% 4.00%
18 Months $1000.00 Monthly .80% .80%
18 Months $1000.00 Annually .80% .80%
2 Year $1000.00 Monthly 2.32% 2.35%
2 Year $1000.00 Annually 2.35% 2.35%
32 Months $1000.00 Monthly 4.40% 4.50%
32 Months $1000.00 Annually 4.50% 4.50%
3 Year $1000.00 Monthly 2.71% 2.75%
3 Year $1000.00 Annually 2.75% 2.75%
4 Year $1000.00 Monthly 2.71% 2.75%
4 Year $1000.00 Annually 2.75% 2.75%
5 Year $1000.00 Monthly 2.81% 2.85%
5 Year $1000.00 Annually 2.85% 2.85%