car Vehicle Loan Rates

*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Terms and conditions may apply. Rates are effective as of 9/1/22. 

Amount Financed Annual Percentage Rate (APR)
New / Used Vehicle - Terms 75 months or less As low as 3.99% APR*
New / Used Vehicle - Terms 76 months or greater As low as 4.74% APR*
New / Used Motorcycle As low as 6.74% APR*
New / Used ATV / UTV As low as 7.24% APR*
New / Used Boat / Jet Ski / RV - 72 months or less As low as 5.99% APR*
New / Used Boat / Jet Ski / RV - 73 months or greater As low as 6.74% APR*

creditcard Credit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 9/22/22. Application and Solicitation Disclosure (PDF)

Card Grace Period Annual Fee APR  
Visa Platinum 5 Days $0.00 As low as Prime + 3.99% APR* Currently: 10.24% APR*
Signature Card 5 Days $0.00 As low as Prime + 6.49% APR* Currently: 12.74% APR*

redirect Loans

*Annual Percentage Rate. All rates are subject to credit approval, terms and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00% APR. Terms and conditions may apply. Rates are effective as of 9/22/22. 

Loan Type Annual Percentage Rate (APR)
First Mortgage Contact a Mortgage Representative for rate details
Fixed Home Equity Loan As low as 5.99% APR*
Home Equity Line Of Credit
Signature/Unsecured As low as 9.99% APR*
Holiday / Vacation
Overdraft Protection
100% Share Secured As low as 3.05% APR*
Certificate Secured 3.00% APR* above the Share Certificate dividend rate

charts IRA Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 9/19/2022 and are subject to change. For full disclosures, click hereCD Rates Disclosure.

Period Minimum Balance Dividend Payment Dividend Rate APY
6 Months $1000.00 At Maturity .75% .75%
9 Months $1000.00 At Maturity 1.99% 2.00%
1 Year $1000.00 At Maturity 1.00% 1.00%
16 Months $1000.00 Annually 2.40% 2.40%
18 Months $1000.00 Annually .80% .80%
2 Year $1000.00 Annually 1.25% 1.25%
32 Months $1000.00 Annually 2.80% 2.80%
3 Year $1000.00 Annually 1.25% 1.25%
4 Year $1000.00 Annually 1.60% 1.60%
5 Year $1000.00 Annually 1.80% 1.80%

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Account Type Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
Senior Share $100.00 Monthly .10% .10%
Club Accounts $.01 Monthly .10% .10%
IRA Accounts $.01 Monthly .10% .10%
Prime Share $100.00 Monthly .05% .05%

analytics Money Market Accounts

*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Minimum Balance to earn Dividends Dividend Rate APY
$1,000 - $9,999.99 Monthly .20% .20%
$10,000 - $24,999.99 Monthly .20% .20%
$25,000 - $49,999.99 Monthly .30% .30%
$50,000 + Monthly .35% .35%

percent Step Rate Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 9/19/2022 and are subject to change. For full disclosures, click here
CD Rates Disclosure

Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1000.00 Monthly .80% .80%
2 Year $1000.00 Annually .80% .80%

newspaper Regular Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 9/19/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure

Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1000.00 At Maturity .25% .25%
6 Months $1000.00 At Maturity .75% .75%
9 Months $1000.00 At Maturity 1.99% 2.00%
1 Year $1000.00 Monthly 1.00% 1.00%
1 Year $1000.00 At Maturity 1.00% 1.00%
16 Months $1000.00 Monthly 2.37% 2.40%
16 Months $1000.00 Annually 2.40% 2.40%
18 Months $1000.00 Monthly .80% .80%
18 Months $1000.00 Annually .80% .80%
2 Year $1000.00 Monthly 1.24% 1.25%
2 Year $1000.00 Annually 1.25% 1.25%
32 Months $1000.00 Monthly 2.76% 2.80%
32 Months $1000.00 Annually 2.80% 2.80%
3 Year $1000.00 Monthly 1.24% 1.25%
3 Year $1000.00 Annually 1.25% 1.25%
4 Year $1000.00 Monthly 1.59% 1.60%
4 Year $1000.00 Annually 1.60% 1.60%
5 Year $1000.00 Monthly 1.78% 1.80%
5 Year $1000.00 Annually 1.80% 1.80%