Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Lexington Public Library
Opening the book on banking for LPL employees.
Everyone deserves a place to discover something new. The Lexington Public Library stands for free and open access to information. They're a safe, welcoming space for neighbors to come together — opening the door so all Lexingtonians can find what they’re looking for.
At UKFCU, we've been lucky enough to see first-hand the wonderful work that Lexington Public Library does for Lexingtonians of all ages. That's why we're proud to partner with LPL to give their employees special access to UKFCU's full suite of services, which include:
UKFCU Checking Account
Your UKFCU checking account includes all the features that allow you to manage your money, your way. On-the-go, online, or wherever you are in the world, you get the flexibility that fits your life today.
In addition to all the features listed above, UKFCU Checking Accounts also offer:
- Overdraft Protection
- Free First Box of Checks
Prime Share Savings Account
At UKFCU, you'll always be more than an account holder. You become a valued member-owner when you open your initial Prime Share savings account with just $25.
Account features
- Earns monthly dividends*
- No monthly surcharge
- Mobile & online access
- Direct deposit your savings
* On balances of at least $100
High Yield Savings Account
Earn up to 4.00% APY* on balances up to $25,000 with this market-leading savings account!
Account features
- Minimum initial deposit of $1,000
- No minimum balance
- No monthly maintenance fee
- Mobile & online access
- Direct deposit your savings
* Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
Get ahead of the curve with financial literacy!
The Smart Money Center is designed to help you begin your personal financial path, while increasing your financial knowledge in a way that is both entertaining and empowering.
The Smart Money Center offers:
Personalized courses with helpful built-in tools
Fun, interactive games to keep you focused on building strengths
Dynamic videos and articles to expand your skillset
Sign up to create your individual profile and start putting this exciting tool to work for you!
We're more than just Checking and Saving Accounts.
At UKFCU, we offer solutions for all of your financial needs, including:
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
