Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Debit Card Cash Back Rewards
No limits, no sign-ups. Rewards are credited directly to your account each month—just swipe or tap your debit card!
UKFCU Checking Account
Your UKFCU checking account includes all the features that allow you to manage your money, your way. On-the-go, online, or wherever you are in the world, you get the flexibility that fits your life today.
In addition to all the features listed above, UKFCU Checking Accounts also offer:
- No Monthly Service Charge
- Overdraft Protection
- Courtesy Pay
- Debit card cash back rewards
BlueVantage Checking Account
For only $7 a month, take advantage of our newest Checking Account—packed with all the benefits of a UKFCU Checking Account, plus:
- Access to Telehealth
- Cell Phone Protection
- IDProtect®
- Roadside Assistance Service
- Travel & Leisure Discounts
- ATM Fee Rebates
- Earn Dividends
- Loan Discounts
- Debit card cash back rewards
Senior Freedom Checking Account
As we age, a world of freedom unfolds before us...the freedom to explore, to relax, and to choose exactly how we want to live life to the fullest. Senior Freedom Checking Accounts features everything listed above, as well as:
- Available for Members Aged 54+
- No Monthly Service Charge
- Free First Box of Checks
- Debit card cash back rewards
Early Pay
With Early Pay from UKFCU, you can get access to your paycheck up to two days** early when you set up direct deposit to your UKFCU account.
It’s a simple way to take control of your finances—no hoops, no hassle. Just your funds, faster.
Add your UKFCU debit or credit card to your digital wallet to pay with a tap of your phone.
Mobile Payment features:
Just tap and go—no need to insert a card or handle cash
Skip entering PINs or signing receipts in most cases
Maintain security & privacy through encryption, biometrics and tokenization
Store multiple cards, IDs, and even event tickets in one app
Works in millions of locations worldwide, wherever you see the contactless symbol
How do I add my UKFCU debit card to my digital wallet?
You can add your UKFCU debit card to your Apple Pay or Samsung Wallet for easier access and streamlined check outs! Below, find instructions on how to add your card to your phone's digital wallet.
Apple Pay:
- Open your Wallet App. If not installed, you can download it from the app store here.
- Once you have the app open, click the + symbol.
- Select Add Debit or Credit Card.
- Follow the prompts to add your UKFCU card.
Samsung Pay:
- Open your Wallet App. If not installed, you can download it from the app store here.
- Once you have the app open, click Menu.
- Select Payment Cards.
- Click the + symbol.
- Select Add Payment Card.
- Follow the prompts to add your UKFCU card.
Live your best financial life with UKFCU.
Products and services designed for your goals.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
*Debit Card Cash Back Rewards available on all UK Credit Union accounts with an associated debit card, excluding Student Rewards Accounts. Members earn $0.05 cash back for each qualifying signature-based debit card transaction once a minimum of 11 transactions are completed within a calendar month, including joint account holder cards. PIN-based transactions, checks, cash withdrawals, and other non-signature transactions do not qualify. Cash back will be credited to the checking account by the fifth day of the following month or the next business day. Transactions that are returned or fully refunded within the same calendar month will reduce the payout by $0.05 per returned transaction; partial refunds or refunds processed in a later month will not reduce the payout. Please see a representative for additional details. Membership eligibility required. Federally insured by NCUA.
**Must have UKFCU account with active direct deposit. Early Pay is subject to when we receive pay information from the Federal Reserve. Some exclusions may apply to non-traditional ACH account credits.
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