We think you will appreciate the value and benefits of UK Federal Credit Union. Why use a credit union? You might say low rates on loans and low fees for services, and you’re right. These features do make credit unions unique. However, the most important difference is: YOU own your credit union!

UK Federal Credit Union is a not-for-profit financial cooperative. Our sole purpose is to serve the financial needs of our members by offering our members quality service and products while maintaining a financially strong institution. Instead of planning for stockholder profits, credit unions focus on serving their Membership:

You’re a Member, Not a Customer!

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