Exciting News – University of Kentucky Federal Credit Union is proud to share that our Board of Directors has approved a merger with Cove Federal Credit Union based in Edgewood, Kentucky. Pending NCUA approval, the combined organization will operate under the University of Kentucky Federal Credit Union leadership and name. To learn more about UK Federal Credit Union and the convenience Cove Federal Credit Union members will receive as a result, please click here.
Auto Rates as Low as 3.99% APR*
We're here to help you hit the road with a better rate and more peace of mind.
Wednesday is the New Friday
Get Paid Up to Two Days* Early with Early Pay from UKFCU!
UKFCU Awarded to Forbes List of America's Best-In-State Credit Unions
Learn how we're fostering strong relationships with our members to deliver the service they deserve each day.
Measure Twice and Apply Once for a HELOC
Home is where the equity is! With our market-leading Home Equity Line of Credit, fund your next home improvement with low rates, no annual fees and no closing costs!
Earn as High as 4.00% APY* with the High Yield Savings Account
The best shooters make 3s, the best savers earn 4—open your High Yield Savings today!
Earn as high as 4.00% APY* on your savings!
We're all saving for something. Learn more about our High Yield Savings Account.
Get up to 2%* off your auto rate!
Enjoy no payments for 90 days. Start saving today—refinance with UKFCU and drive away with a better rate.
Unlock your home's potential.
Your Key: a Home Equity Line of Credit from UKFCU.
- * No annual fee
- * No closing costs
- * 10-year max repayment term
- * Draw funds only when you need them
- * Numerous ways to access your funds
Financial fitness starts here.
Plan for where you'll be tomorrow with the money you have today.
Mobile Banking that never sleeps.
On the beach or on the couch, members can bank anywhere, anytime.
Better Banking means Better Checking, now and in the future.
Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
UKFCU Preferred Partners Spotlight