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  • UKFCU Expands Charter to Include Fayette County Public Schools

     

    All FCPS employees and students are now eligible for membership!

  • BlueVantage Checking Has Arrived

     

    With unrivaled lifestyle, financial and security benefits, BlueVantage Checking lets you keep your money safe, while also providing access to features like Telehealth, Cell Phone Protection, Roadside Assistance and more!

  • Get 1.99% APR* on a Home Equity Line of Credit

     

    Why move when you can improve? With our market-leading Home Equity Line of Credit, fund your next home improvement with low rates, no annual fees and no closing costs!

  • UKFCU Recognized as Four-Peat Gold Winner for Best of Lexington Award

     

    UKFCU’s four-time recognition demonstrates the impact of people-first service and the value of being a financial partner that members can trust.

  • Earn as High as 4.00% APY* with the High Yield Savings Account

     

    The best shooters make 3s, the best savers earn 4—open your High Yield Savings today!

  • Auto Rates as Low as 3.99% APR*

     

    We're here to help you hit the road with a better rate and more peace of mind.

  • Open an Account or Apply Online

    Earn as high as 4.00% APY* on your savings!

    We're all saving for something. Learn more about our High Yield Savings Account.

    Get up to 2%* off your auto rate!

    Enjoy no payments for 90 days. Start saving today—refinance with UKFCU and drive away with a better rate.

    Unlock your home's potential.

    Your Key: a Home Equity Line of Credit from UKFCU.

    • * No annual fee
    • * No closing costs
    • * 10-year max repayment term
    • * Draw funds only when you need them
    • * Numerous ways to access your funds

    Financial fitness starts here.

    Plan for where you'll be tomorrow with the money you have today.

    Mobile Banking that never sleeps.

    On the beach or on the couch, members can bank anywhere, anytime.

    Better Banking means Better Checking, now and in the future.

    Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life. 

    Become a UKFCU member today.

    When you meet our qualifications, opening a membership is easy and you can join online.

    Not a Member Yet?

    Applying is fast and easy!

    You will need the following information in order to complete the application:

    • Your complete physical and mailing address
    • Social Security Number
    • Date of Birth
    Get Started