If you’re running a business, you need financial services you can rely on at all times. UKFCU provides business services that enable you to keep your company running smoothly.

building Business Savings

It’s important to keep your business finances separate from your personal account, for tax purposes and your own convenience. Your business savings account at UKFCU includes all the same benefits you receive with your personal savings account.

When you open a business savings account at UKFCU, you earn monthly interest when your balance is at least $100. Other great benefits you receive include:

  • No monthly surcharge
  • Direct Deposit
  • Overdraft protection on your business checking account
  • Online savings account for convenience

Contact Us

clockwise Night Drop

For business deposits after hours, UKFCU offers convenient and secure night drop service. Use one of our locking canvas bags and simply drop your deposits at one of our night drop locations.

Night drop is available at the following locations:

  • Beaumont
  • South Broadway
  • Hamburg
  • Reynolds Rd
  • Tates Creek

Call 859.264.4200 for more information.

bankcheck Business Checking

With unlimited check writing and online bill payment, UKFCU’s Business Checking Accounts are flexible and convenient. Choose the account that fits your business.

Several branch locations give you access to your account in person and our online banking gives you 24-hour access. UKFCU provides traditional business checking with the power of online technology. 

We offer several Business Checking options. Choose from one of three business checking accounts, including:

Basic Business Checking

  • $25 minimum to open
  • No account maintenance fee
  • No minimum balance
  • No cost for up to 150 transaction items per month
  • 24-hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business Plus Checking

  • $50 minimum to open
  • $10 account maintenance fee
  • $5,000 average minimum balance to waive maintenance fee
  • No cost for up to 250 transaction items per month
  • 24-hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business Premium Checking

  • $100 minimum to open
  • $20 account maintenance fee
  • Earnings credit against fees for balances maintained
  • $.15 / transaction item per month
  • 24-hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business LendingBusiness Credit Cards


cog Merchant Services

In today’s business world, you need to be versatile, especially when it comes to customer service. UKFCU helps you offer your customers the convenience they want, while providing you with the functionality and security you need.

Through our partnership with First Data, we make it easy for you to accept credit and debit card payments.

Our Merchant Services also include Paychex, a payroll system for your business that provides customizable and affordable solutions for all of your payroll needs. For more information contact our Business Relationship Officer, Lee Jackson, at [email protected] or by phone at 859.264.4278.

Other services to help your business succeed include:

  • Credit/debit card acceptance – Visa, MasterCard, Amex, Discover & JCB
  • Check conversion guarantee
  • ACH & EFT processing
  • Check recovery
  • Gift & loyalty card programs
  • E-Commerce / Shopping Cart
  • Wireless & mobile devices
  • 24/7 live customer support