Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Dedicated help with your home-buying journey.
At University of Kentucky Federal Credit Union, we’re here to guide you through every step of the home loan process. You’ll have a dedicated, licensed mortgage loan officer by your side to explain your options, answer your questions, and share the latest rates—so you can feel confident about finding the right financing for your home.
Mortgage services we offer include:
- Purchase
- Refinance
- Fixed Rates
- Conventional
Ready to get pre-qualified for your home loan?
Here's what you'll need to provide:**
- A copy of your driver's license
- Two (2) years' worth of W-2s
- Three (3) most recent pay stubs
- Two (2) months of bank statements (all pages)
- Two (2) years of federal tax returns (if self-employed)
** Other documentation may be required for home loan approval.
Meet Our Mortgage Team
But first! Use our simple mortgage calculators.
Before you lock yourself into a mortgage, you need to make sure you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We have mortgage affordability calculators for you to determine the preliminary answers. Plug in your figures and see if it all adds up.
Access Your Home Loan
Already have a home loan with UKFCU?
- Make a loan payment
- Review your payment history
- Speak with a representative
Your goals + our loans = One big step forward
Whether it's a first home, a second car or third kid in college, we've got your loan solution.
Mindful Money
Check out our content library to stay educated and informed about money topics important to you.
UKFCU Mortgage Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 1730 Alysheba Way, Lexington, KY 40509. NMLS 491194 (www.nmlsconsumeraccess.org)
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