Home Loans with UKFCU

Looking to buy a house? Whether you’re a first-time homebuyer, or looking for your forever home, UKFCU has the home loan options to fit your individual needs. We’re here to answer all your questions and walk you through the process step by step.

Meet our Mortgage Representatives

Trice Glass
NMLS:459909
859.264.4105
[email protected]
Tates Creek Branch

Linda G. Helm
NMLS:478797
859.264.4858
[email protected]
 

 


We partner with SWBC Mortgage Corporation to offer the perfect loan to fit your needs and your budget.

Our loan options include:

  • Conventional 30 year and 15 year fixed rate loans
  • FHA/VA loans
  • Home mortgage refinancing


home HomeBuying Concierge

Through our HomeBuying Concierge, we offer Blend Reality. Blend Reality is a member benefit that simplifies your homebuying journey. If you're not yet working with a real estate agent, the Blend Reality Concierge can introduce you to top-performing agents in your area who specialize in the home type and the neighborhood you are shopping. Eligible borrowers can receive a credit towards closing costs for up to .6% of the sales price. For example, you would receive $1800 towards closing cost on a $300,000 home!*

*Please note: UKFCU does not receive any compensation for members following links to SWBC’s website. For full disclosures on the HomeBuying Concierge program, please click the link below.

Apply Now


Choose the Home Loan that Fits Your Needs

Before you start looking for a home, make sure you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine the preliminary answers. Plug in your figures and see if it all adds up.

How Much Income Do I Need?
How Much Will My Monthly Payments Be?
Pre-Qualify


Access your UKFCU Mortgage

  • Make a payment
  • Check payment history
  • Speak to a representative

Access Now