Home Loans

Home Loans with UKFCU

To ensure you have the best homebuying experience possible, University of Kentucky Federal Credit Union has partnered with SWBC Mortgage Corporation, a top-ranked mortgage lender, to manage your loan process for us. Through this partnership, you not only get a wide variety of financing options, but you also get a dedicated, licensed mortgage loan officer to explain your options and answer your questions.

Meet our Mortgage Representatives

home Homebuying Concierge

Through our partnership with SWBC, we are also able to offer members access to Orchard. Orchard is a member benefit that simplifies your homebuying journey. If you're not yet working with a real estate agent, the Orchard Concierge can introduce you to top-performing agents in your area who specialize in the home type and the neighborhood you are shopping. Eligible borrowers can receive up to 0.5% of the sales price after closing (e.g., $1,500 on a $300,000 home).

Please note: UKFCU does not receive any compensation for members following links to SWBC’s website. For full disclosures on the Homebuying Concierge program, please click the link below.

Apply Now

Choose the Home Loan that Fits Your Needs

Before you start looking for a home, you need to make sure that you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to determine the preliminary answers. Plug in your figures and see if it all adds up.

How Much Income Do I Need?
How Much Will My Monthly Payments Be?
Pre-Qualify

Access your UKFCU Mortgage

• Make a payment
• Check payment history
• Speak to a representative

Access Now