Home Loans

Home Loans with UKFCU

To ensure you have the best homebuying experience possible, University of Kentucky Federal Credit Union has partnered with SWBC Mortgage Corporation, a top-ranked mortgage lender, to manage your loan process for us. Through this partnership, you not only get a wide variety of financing options, but you also get a dedicated, licensed mortgage loan officer to explain your options and answer your questions.

Meet our Mortgage Representatives

home HomeBuying Concierge

Through our HomeBuying Concierge, we offer Blend Reality. Blend Reality is a member benefit that simplifies your homebuying journey. If you're not yet working with a real estate agent, the Blend Reality Concierge can introduce you to top-performing agents in your area who specialize in the home type and the neighborhood you are shopping. Eligible borrowers to receive up to .5% of the sales price after closing (Example: $1500 on a $300,000 home).

*Please note: UKFCU does not receive any compensation for members following links to SWBC’s website. For full disclosures on the HomeBuying Concierge program, please click the link below.

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Choose the Home Loan that Fits Your Needs

Before you start looking for a home, make sure you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine the preliminary answers. Plug in your figures and see if it all adds up.

How Much Income Do I Need?
How Much Will My Monthly Payments Be?
Pre-Qualify

Access your UKFCU Mortgage

• Make a payment
• Check payment history
• Speak to a representative

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