bankcheck UKFCU Checking Account

Your personal checking account includes features that allow you to manage your money, your way. On-the-go, online, or at one of our conveniently located branches. You have the flexibility that fits your lifestyle now.

Checking account benefits include:

  • No minimum balance required
  • No monthly service charge
  • Mobile banking
  • Online bill pay
  • Direct deposit available
  • Instant issue Visa debit card
  • 24 hour ATM/Debit card access
  • Over 65,000 fee-free ATMs
  • Apple Pay and Google Pay Available
  • First box of checks at no charge
  • Overdraft protection
  • e-statements available

Access your checking account online, mobile, over mainline phone, or in person at one of our six branches

Existing Members Apply Here

New Members Apply Here


pencil Smart Checking for Students

As the Official Credit Union of the University of Kentucky, we understand that students need a little extra support. That's why we created Smart Checking for Students, which includes all the benefits of the UKFCU Checking Account with some additional perks.

Additional features of your Smart Checking for Students account include:

  • First box of checks featuring college logo at no charge
  • Free financial counseling

Existing Members Apply Here

New Members Apply Here

palmtree Senior Freedom Checking Account 

With age comes freedom. Freedom to travel, enjoy leisure time and live your life where you want to live it. Senior Freedom Checking is available to any member aged 54 and older and offers access to special deals on hotels, air travel, cruises, vacation packages and more.

Additional features of your Senior Freedom Checking account include:

  • Travel benefits through CURewards
  • Special seminar invitations

Existing Members Apply Here

New Members Apply Here